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Calculators › Georgia Closing Cost Calculator

Georgia Closing Cost Calculator

Both sides of a Georgia closing in one view — who pays what, and roughly how much.

Estimate for planning only. Actual figures depend on your contract, county and lender. Contact The Closing Firm at (770) 506-7765 for an exact quote.

The Georgia line items, in plain terms

Transfer tax — seller, on the deed$1.00 first $1,000, then $0.10 / $100
Intangible recording tax — buyer, on the loan$1.50 / $500, capped $25,000
Recording — per instrument$25 flat

Georgia has no mortgage tax beyond the intangible, no doc stamps on the note, and no per-page recording charge since HB 288 took effect in 2020. Compared with Florida the arithmetic is genuinely simpler — the trap is the 62-month intangible rule, which changed in July 2025 and which a lot of published material still gets wrong.

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