Georgia Property Tax Estimator

Fair market value ($)

Total millage rate

Additional local exemption ($)

Owner-occupied primary residence — apply the $2,000 standard homestead exemption

Estimate for planning only. Actual figures depend on your contract, county and lender. Contact The Closing Firm at (770) 506-7765 for an exact quote.

Where to find your millage rate. Georgia millage is set locally and varies widely — roughly 25 to 45 mills across Metro Atlanta once county, school and city levies are combined. Your county tax commissioner publishes the current rate, and last year's tax bill shows the rate that was actually applied to your property.

How Georgia property tax works

Georgia assesses property at 40% of fair market value under O.C.G.A. § 48-5-7 — not at the full value, which is the part that surprises people moving from other states. The millage rate is then applied to that assessed figure, less any exemptions.

Fair market value × 40%= assessed value

Assessed value − exemptions= taxable value

Taxable value × millage ÷ 1,000= annual tax

The standard homestead exemption under O.C.G.A. § 48-5-44 removes $2,000 from the assessed value for an owner-occupied primary residence. Many counties and school districts offer larger local exemptions on top of it, and seniors often qualify for considerably more.

Two deadlines worth knowing. You must own and occupy the home as your primary residence on January 1 to qualify for that year, and you must apply by April 1. The exemption is not automatic and it does not transfer from the previous owner.

How Georgia property tax works

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