Georgia Buyer Cash-to-Close Calculator | The Closing Firm of Shola Oyekan

Purchase price ($)

Down payment ($)

Earnest money already paid ($)

Loan term

Lender fees ($)

Lender's title policy ($)

Closing / attorney fee ($)

Prepaid taxes & insurance / escrow ($)

Appraisal, survey, inspection ($)

I am also paying for the owner's title policy (usually the seller does in Georgia)

Owner's title policy ($) — if you are paying it

Estimate for planning only. Actual figures depend on your contract, county and lender. Contact The Closing Firm at (770) 506-7765 for an exact quote.

On the title premium fields. Georgia is a file-and-use state — each underwriter files its own rate schedule with the Insurance Commissioner and agents cannot deviate from it. There is no statewide table to calculate from, so these are inputs rather than computed figures. Call (770) 506-7765 and we will quote the real numbers for your price and underwriter.

Who pays what in Georgia

The buyer generally carries the lender's title policy, the intangible recording tax on the new loan, the deed recording fee, appraisal, survey and lender charges. The seller customarily pays the transfer tax and, in much of Georgia, the owner's title policy — though the contract controls and it is negotiable.

Bring it as a wire or certified funds, and confirm the amount and the instructions by phone the day before. We will never send you changed wiring instructions by email.

Buyer Cash-to-Close Calculator

Who pays what in Georgia

Know your numbers before the table

Open & move your file online